👴 Atal Pension Yojana Eligibility Checker
Check if you qualify for APY — guaranteed pension of ₹1,000 to ₹5,000/month after age 60.
📋 About Atal Pension Yojana
- • Guaranteed pension: ₹1,000, ₹2,000, ₹3,000, ₹4,000, or ₹5,000/month
- • Age: 18-40 years (contributions for minimum 20 years)
- • Government co-contributes 50% for eligible subscribers (first 5 years)
- • Spouse receives same pension after subscriber's death
Step 1: What is your current age?
APY is open to citizens aged 18-40 years
Frequently Asked Questions
What is the minimum contribution for APY?
It depends on your age and chosen pension. At age 18, ₹42/month gets you ₹1,000/month pension. At age 40, it's ₹291/month for ₹1,000 pension.
Can tax payers join APY?
No. Since October 2022, income tax payers are not eligible to join APY. Existing subscribers who become tax payers may continue.
What happens if I miss contributions?
A penalty of ₹1-10/month is charged. After 6 months of non-payment, the account is frozen. After 12 months, it may be closed.
Can I exit APY before 60?
Premature exit is allowed only in exceptional cases like terminal illness. You'll get only your contributions + interest (no govt contribution).