📜 Stamp Duty Calculator
Calculate stamp duty and registration charges for property purchase across major Indian states. Rates vary by state, property type, and buyer gender.
Stamp Duty Rates by State
| State | Male | Female | Registration |
|---|---|---|---|
| Maharashtra | 6% | 5% | 1% |
| Karnataka | 5% | 4% | 1% |
| Tamil Nadu | 7% | 7% | 1% |
| Uttar Pradesh | 7% | 6% | 1% |
| Delhi | 6% | 4% | 1% |
| Rajasthan | 6% | 5% | 1% |
| Gujarat | 4.9% | 4.9% | 1% |
| Telangana | 6% | 6% | 0.5% |
| West Bengal | 7% | 6% | 1% |
| Madhya Pradesh | 7.5% | 6% | 1% |
Rates are approximate for residential property. Commercial rates may be ~1% higher. Always verify with your local sub-registrar.
Frequently Asked Questions
Why do women pay lower stamp duty?
Several states like Maharashtra, Delhi, UP, and Rajasthan offer reduced stamp duty rates for female buyers to encourage women's property ownership.
Is stamp duty the same across India?
No, stamp duty is a state subject. Rates vary significantly — from ~4.9% in Gujarat to 7.5% in Madhya Pradesh.
Can I save on stamp duty?
Register property in a woman's name, check for first-time buyer rebates, and look for government amnesty schemes.
Is stamp duty tax-deductible?
Yes, stamp duty and registration charges are deductible under Section 80C up to ₹1.5 lakh in the year of purchase.
What is the difference between stamp duty and registration charges?
Stamp duty is a tax on the property transaction document. Registration charges are fees for officially recording the ownership transfer at the sub-registrar's office.