👧 Sukanya Samriddhi Eligibility Checker
Check if you can open a Sukanya Samriddhi Yojana (SSY) account for your girl child — 8.2% interest, tax-free returns.
📋 About Sukanya Samriddhi Yojana
- • Interest rate: 8.2% p.a. (highest among small savings schemes)
- • For girl child aged 0-10 years at account opening
- • Min ₹250/year, Max ₹1.5 lakh/year deposit
- • Deposit for 15 years, maturity at 21 years from opening
- • EEE tax benefit — exempt at deposit, interest, and maturity
Step 1: What is the girl child's current age?
Child must be below 10 years at account opening
Frequently Asked Questions
Can I open SSY for a girl above 10 years?
No. The girl child must be below 10 years of age at the time of account opening. No exceptions.
How many SSY accounts can a family have?
Maximum 2 — one per girl child. Exception: if the 2nd birth results in twins/triplets, a 3rd account may be allowed.
Where can I open an SSY account?
At any post office or authorized commercial bank (SBI, PNB, ICICI, etc.).
What if I can't deposit the minimum ₹250?
The account becomes inactive. It can be revived by paying ₹50 penalty + minimum deposit for each default year.