Chirayu Haryana Yojana — ₹5 Lakh Health Insurance for Families – How to Apply & Benefits

What is Chirayu Haryana Yojana?

Chirayu Haryana Yojana (also known as Ayushman Bharat - Chirayu Haryana) is a health insurance scheme by the Government of Haryana that provides cashless treatment of up to ₹5 lakh per family per year at empanelled hospitals. It is the state extension of the central Ayushman Bharat PM-JAY scheme.

The scheme covers families identified through the Parivar Pehchan Patra (PPP) database. It aims to provide quality healthcare to economically weaker families, covering hospitalization, surgeries, diagnostics, and medicines.

Who is Eligible?

1. Residency: Must be a resident of Haryana with a verified Parivar Pehchan Patra
2. Income: Families with annual income up to ₹1,80,000 (or as notified) are eligible
3. PPP Verification: Family must be verified in the Parivar Pehchan Patra system
4. No Other Insurance: Should not be covered under CGHS, ECHS, or similar central government health schemes
5. SECC/Deprivation Criteria: Families identified under SECC data or state deprivation criteria

Coverage & Benefits

Documents Required

• Parivar Pehchan Patra (Haryana Family ID) — mandatory
• Aadhaar Card of family members
• Ration Card or income proof
• Any government-issued ID for identity verification at hospital

Note: If your family is already in the PPP database and meets income criteria, you may be auto-enrolled. No separate application may be needed.

How to Get Your Chirayu Card

Check Eligibility & Download Card

1. Visit chirayuharyana.gov.in
2. Enter your Parivar Pehchan Patra (Family ID) number
3. Check if your family is eligible
4. If eligible, download or generate your Chirayu e-card
5. Save or print the card for use at hospitals

At Empanelled Hospital

1. Visit any Chirayu-empanelled hospital (government or private)
2. Show your Aadhaar Card and Parivar Pehchan Patra
3. Verification is done at the hospital's Ayushman desk
4. Get cashless treatment — no out-of-pocket payment for covered procedures

If Not Auto-Enrolled

1. Visit the nearest Common Service Centre (CSC) or Atal Seva Kendra
2. Carry Parivar Pehchan Patra, Aadhaar, and income proof
3. Request enrollment under Chirayu Haryana
4. Biometric verification will be done
5. Card will be generated after verification

Empanelled Hospitals

• All government hospitals in Haryana are empanelled
• Many private hospitals are also empanelled
• Check the full list at chirayuharyana.gov.in

Processing Time

• Eligibility Check: Instant (if already in PPP database)
• Card Generation: Same day to 7 days
• Hospital Admission: Cashless treatment starts immediately upon verification

Important Tips

1. Always Carry Aadhaar: Hospitals verify identity through Aadhaar biometric authentication
2. Check Hospital List: Before going, confirm that the hospital is empanelled under Chirayu
3. No Cash Payment: Do not pay anything for covered treatments — it's fully cashless
4. Helpline: Call 14555 (Ayushman Bharat helpline) or the Haryana helpline for queries
5. Pre-existing Conditions: All pre-existing diseases are covered — no waiting period

Frequently Asked Questions (FAQs)

Q1. What is the coverage under Chirayu Haryana?

₹5 lakh per family per year for hospitalization, surgeries, and medical procedures.

Q2. Is Parivar Pehchan Patra mandatory?

Yes, your family must be registered and verified in the PPP system.

Q3. Do I need to pay any premium?

No, the scheme is completely free for eligible families. The state government pays the premium.

Q4. Can I use it at private hospitals?

Yes, at any empanelled private hospital. Check the list on the official portal.

Q5. What if the hospital refuses cashless treatment?

Call the Ayushman Bharat helpline 14555 or the hospital's Ayushman Mitra for assistance.

Q6. Are pre-existing diseases covered?

Yes, all pre-existing conditions are covered from day one under Chirayu Haryana.

Q7. How is this different from Ayushman Bharat PM-JAY?

Chirayu Haryana extends PM-JAY coverage to additional families in Haryana based on state income criteria and PPP data.

This guide is for informational purposes only and is not affiliated with the Government of Haryana. Visit chirayuharyana.gov.in for official details. Also see our Ayushman Bharat guide for the central scheme.