Chiranjeevi Health Insurance Rajasthan — Free Treatment Up to ₹25 Lakh Guide – How to Apply & Benefits

What is Chiranjeevi Health Insurance Scheme?

Mukhyamantri Chiranjeevi Swasthya Bima Yojana (now Mukhyamantri Ayushman Arogya Yojana) is Rajasthan's universal health insurance scheme providing cashless treatment up to ₹25 lakh per family per year at empanelled hospitals. Launched in 2021, it is one of India's most comprehensive state health schemes.

The scheme operates in convergence with Ayushman Bharat – PMJAY and covers all families in Rajasthan.

Coverage

Who is Eligible?

Free Coverage (No Premium)

• All families registered on Jan Aadhaar in Rajasthan
• NFSA beneficiaries (food security card holders)
• SECC 2011 listed families
• Small and marginal farmers
• Contractual workers (safai karamcharis, etc.)
• COVID-19 ex-gratia eligible families

With Nominal Premium

• All other Rajasthan families can register by paying ₹850/year per family

Effectively, every Rajasthan family can be covered — either free or with minimal premium.

Documents Required

• Jan Aadhaar card (mandatory — Rajasthan's family ID)
• Aadhaar card
• If paying premium: bank account/UPI for payment
• At hospital: Jan Aadhaar card for identity verification

How to Register — Step-by-Step

Online Registration

1. Visit chiranjeevi.rajasthan.gov.in
2. Login using Jan Aadhaar number or SSO ID
3. Verify family details
4. Select category (free or premium-paying)
5. Pay premium if applicable (₹850/year online)
6. Download or note the registration confirmation
7. Policy active from the registration date

Through E-Mitra Kiosk

1. Visit the nearest E-Mitra kiosk
2. Carry Jan Aadhaar card and Aadhaar
3. E-Mitra operator registers you on the portal
4. Pay premium if applicable
5. Collect registration receipt

Availing Treatment

1. Visit any empanelled hospital (government or private)
2. Show Jan Aadhaar card at the reception desk
3. Biometric verification via Aadhaar
4. Hospital raises pre-authorization request
5. Cashless treatment — no payment for covered procedures
6. Post-discharge follow-up covered for 15 days

Finding Empanelled Hospitals

• Visit chiranjeevi.rajasthan.gov.in → Hospital List
• Call helpline: 14555 or 181 (toll-free)

Processing Time

• Registration: Instant (online or E-Mitra)
• Policy activation: Immediate after registration
• Pre-authorization at hospital: 2-6 hours

Fees

Important Tips

1. Get Jan Aadhaar first — Without Jan Aadhaar, you cannot register. Apply for it at any E-Mitra
2. Register before hospitalization — While registration is instant, ensure you're registered before needing treatment
3. Carry Jan Aadhaar always — This is your health card; keep it handy
4. Use empanelled hospitals only — Treatment at non-empanelled hospitals is not covered
5. Report issues — Call 14555 if any hospital refuses cashless treatment or demands payment

Frequently Asked Questions

Q1. Is Chiranjeevi the same as Ayushman Bharat?

Chiranjeevi is Rajasthan's state scheme that operates in convergence with AB-PMJAY. Together, they provide coverage of up to ₹25 lakh per family.

Q2. Can I use this outside Rajasthan?

Under AB-PMJAY portability, you can get cashless treatment at empanelled hospitals across India.

Q3. Are pre-existing diseases covered?

Yes. No waiting period for pre-existing conditions.

Q4. What is Jan Aadhaar?

Jan Aadhaar is Rajasthan's family identity card. It is mandatory for Chiranjeevi registration. Apply at the nearest E-Mitra kiosk.

Q5. Can I register mid-year?

Yes. Registration is open throughout the year. Coverage starts from the date of registration.

Q6. Is dialysis covered?

Yes. Regular dialysis at empanelled centres is covered under the scheme.

Q7. What if the hospital overcharges?

Call the helpline 14555 immediately. Hospitals overcharging for covered procedures can be de-empanelled.

Disclaimer: This guide is for informational purposes only. CitizenNest is not affiliated with the Government of Rajasthan. Verify on chiranjeevi.rajasthan.gov.in.