Innuyir Kaappom Scheme Tamil Nadu – Road Safety & Accident Relief

What is Innuyir Kaappom?

Innuyir Kaappom (Let's Save Precious Lives) is a Tamil Nadu government initiative focused on road safety awareness and accident victim relief. The scheme provides free emergency medical treatment to road accident victims during the golden hour (first hour after accident) at any hospital, and also offers compensation/relief to accident victims and their families.

Key Components

1. Golden Hour Emergency Treatment

• Any road accident victim can receive free emergency treatment at any hospital (government or private) within the first hour
• The government reimburses the hospital for treatment costs up to ₹1 lakh
• No hospital can refuse treatment to a road accident victim

2. Accident Victim Relief Fund

• Financial compensation to road accident victims and families of deceased victims
• The scheme works alongside the Motor Vehicles Act provisions

3. Road Safety Awareness

• Road safety campaigns and education in schools
• Enforcement drives, speed monitoring, and infrastructure improvements

Who is Eligible for Relief?

1. Any person involved in a road accident in Tamil Nadu
2. No income or residency criteria for emergency medical treatment
3. For compensation claims, the victim or family must file through proper channels

How to Get Emergency Treatment After a Road Accident

1. Call 108 (Emergency Ambulance) immediately after an accident
2. The victim is taken to the nearest hospital (government or private)
3. The hospital provides free emergency treatment up to ₹1 lakh
4. No advance payment required — the government reimburses the hospital
5. File an FIR at the nearest police station if not already done

How to Claim Compensation

For Accident Victims / Families

1. File an FIR at the nearest police station
2. Collect medical records from the treating hospital
3. Apply to the Motor Accident Claims Tribunal (MACT) or the relief fund
4. Submit the following documents:
   • FIR copy
   • Medical records and bills
   • Disability certificate (if applicable)
   • Death certificate (in case of death)
   • Income proof of the victim
   • Bank account details
5. The tribunal or relief committee processes the claim
6. Compensation is credited to the claimant's bank account

Documents Required for Claims

• FIR Copy from the police station
• Medical Records — treatment bills, discharge summary
• Aadhaar Card of the victim/claimant
• Death Certificate (if applicable)
• Disability Certificate (if applicable)
• Income Certificate of the victim
• Bank Account Details
• Photos of the accident scene (if available)

Important Helpline Numbers

Important Tips

1. Don't Delay Treatment: Any hospital must treat road accident victims. Don't waste time searching for a government hospital.
2. Call 108 Immediately: The faster the ambulance arrives, the better the survival chances.
3. File FIR Promptly: An FIR is essential for any compensation claim.
4. Preserve Documents: Keep all medical bills, FIR copies, and treatment records safely.
5. Legal Aid: If you need help filing a claim, free legal aid is available at the District Legal Services Authority.

Frequently Asked Questions (FAQs)

Q1: Can a private hospital charge for emergency treatment?

No. Under this scheme and the Motor Vehicles Act, hospitals cannot refuse or charge for emergency treatment of road accident victims.

Q2: What is the maximum amount covered for emergency treatment?

Up to ₹1 lakh is covered for emergency treatment during the golden hour.

Q3: Who can file a compensation claim?

The accident victim or, in case of death, the legal heirs/family members.

Q4: How long does the compensation process take?

MACT claims can take 6 months to 2 years depending on the case complexity.

Q5: Is this only for Tamil Nadu residents?

The emergency treatment is for anyone involved in an accident in Tamil Nadu, regardless of residency. Compensation claims follow MACT procedures.

Q6: Does this cover two-wheeler accidents?

Yes. All road accidents involving any type of vehicle are covered.

Disclaimer: CitizenNest is independent and not affiliated with the Government of Tamil Nadu. For emergencies, call 108 immediately.