Union Bank of India KYC Update Online 2026 — Without Branch Visit

Union Bank of India (merged with Andhra Bank and Corporation Bank in 2020) requires periodic KYC updates. You can complete Union Bank KYC update online via the Vyom mobile app or internet banking — no branch visit needed.

Why Union Bank Is Asking for KYC Update

Method 1: Vyom Mobile App (Recommended)

Document Upload KYC

1. Open Union Bank Vyom app → Login
2. Navigate to "Services" → "KYC Update" or "Profile" → "KYC Documents"
3. Upload:
   • Aadhaar card (front + back photos)
   • PAN card
   • Live selfie (taken in-app)
4. Accept self-declaration
5. Submit → Note reference number
6. Processing: 24–72 hours

Aadhaar OTP-based KYC (Instant)

1. Vyom app → KYC → "Aadhaar-based e-KYC"
2. Enter your 12-digit Aadhaar number
3. OTP received on Aadhaar-registered mobile
4. Enter OTP → UIDAI validates digitally
5. KYC updated instantly — no document photos needed

Method 2: Union Bank Internet Banking

1. Login at unionbankonline.co.in
2. "My Account" → "KYC Update" or "Profile Services"
3. Upload scanned documents:
   • Aadhaar (front + back — self-attested with date + signature)
   • PAN card
4. Submit
5. Processing: 2–5 working days

Method 3: Union Bank Video KYC

For new account openings and re-KYC (select accounts):

1. Vyom app → KYC → "Video KYC" (if available)
2. Grant camera access
3. Union Bank executive joins for 3–5 minute call
4. Show original Aadhaar + PAN during call
5. Answer: address, occupation, purpose of account
6. KYC verified on call — confirmation within 2 hours

Method 4: Union Bank Branch

1. Visit any Union Bank of India branch
2. Fill "KYC Updation Form"
3. Submit:
   • Self-attested Aadhaar copies (front + back)
   • PAN copy
   • Passport-size photo
   • Show originals for verification
4. Same-day processing

Union Bank Customer Care: 1800-22-2244 (toll-free)

Documents Accepted for Union Bank KYC

Special: Andhra Bank / Corporation Bank Legacy Account KYC

If your account was originally with Andhra Bank or Corporation Bank (merged with Union Bank in 2020):

• Your account is now a Union Bank account
• KYC may need re-verification due to system migration
• Same process applies: Vyom app or branch visit
• If IFSC code changed after merger: Update in all linked services (salary, SIP, EPF)

Frequently Asked Questions

Union Bank Vyom app KYC — is it available for all account types? KYC update via Vyom is available for most savings and current account holders. Jan Dhan, senior citizen pension accounts, and some old accounts may require branch visit.

Union Bank KYC update pending for 10 days — no update? Call 1800-22-2244 with your Vyom reference number. If resolved at central level but branch not updated, ask for escalation to zonal office. Alternatively, visit home branch.

I got a KYC notice for my Union Bank account — is there a deadline? Yes — Union Bank gives 30–60 days from notice date. After deadline, debits are restricted. Credit/salary deposits are not blocked — you can still receive money. Complete KYC immediately.

My Union Bank account was dormant — will KYC update reactivate it? KYC update is one part of dormant reactivation. You also need to submit a written request + do a small transaction to reactivate. Visit branch with Aadhaar + PAN + application for reactivation.

Union Bank asking for income proof for KYC update — is this normal? Standard periodic re-KYC only needs Aadhaar + PAN. Income proof (salary slip / ITR) is only needed for enhanced KYC for high-value accounts (typically accounts with >₹10 lakh annual transactions). If asked incorrectly, contact customer care.