PM Vishwakarma Yojana in Chhattisgarh – Benefits, Eligibility and Application

Pradhan Mantri Vishwakarma Yojana (PM Vishwakarma) is a central government scheme designed to support traditional artisans and craftspeople across India, including Chhattisgarh. The scheme provides recognition, skill training, toolkit incentives, and affordable credit to help artisans grow their businesses and improve their livelihoods.

What is PM Vishwakarma Yojana?

Launched by the Government of India, PM Vishwakarma aims to strengthen the livelihood of artisans and craftspeople who work with their hands and tools in traditional trades. The scheme covers 18 trades including:

1. Carpenter (Suthar)
2. Boat Maker
3. Armourer
4. Blacksmith (Lohar)
5. Hammer and Tool Kit Maker
6. Locksmith
7. Goldsmith (Sonar)
8. Potter (Kumhaar)
9. Sculptor / Stone Carver
10. Cobbler (Mochi) / Shoe Smith
11. Mason (Rajmistri)
12. Basket / Mat / Broom Maker
13. Doll and Toy Maker
14. Barber (Nai)
15. Garland Maker (Malakaar)
16. Washerman (Dhobi)
17. Tailor (Darzi)
18. Fishing Net Maker

Benefits Under the Scheme

Who is Eligible?

To avail benefits under PM Vishwakarma in Chhattisgarh:

• Trade: Must be engaged in one of the 18 listed traditional trades
• Age: Minimum 18 years on the date of registration
• Residency: Must be an Indian citizen (scheme is central, applicable in all states including Chhattisgarh)
• Registration: Should not have availed similar benefits under other central credit-based self-employment schemes (like PMEGP, PM SVANidhi, Mudra) in the last 5 years
• Family limit: Only one member per family can register (family = husband, wife, and unmarried children)
• Employment type: Must be self-employed and working in the unorganised sector with hands and tools

Who is NOT Eligible?

• Government employees or their family members
• Persons already registered under similar central schemes in the last 5 years
• More than one person from the same family

Documents Required

• Aadhaar card (mandatory, must be linked with mobile number)
• Aadhaar-linked bank account passbook
• Mobile number linked with Aadhaar
• Ration card (for family verification)
• Passport-size photograph
• Caste certificate (if applicable)
• Proof of trade (self-declaration or certificate from Gram Panchayat / ULB)

How to Apply – Step-by-Step

Step 1: Registration at CSC or Gram Panchayat

1. Visit your nearest Common Service Centre (CSC) or Gram Panchayat / Urban Local Body
2. The Gram Panchayat verifies that you are working in a traditional trade and issues a recommendation
3. Your details are entered in the PM Vishwakarma portal by the CSC operator

Step 2: Online Registration

1. Visit pmvishwakarma.gov.in
2. Click on "Register" or "How to Register"
3. Verify your mobile number with OTP
4. Enter Aadhaar number for e-KYC verification
5. Fill in personal details, trade details, and bank account information
6. Upload required documents and photograph
7. Submit the application

Step 3: Verification and Approval

1. Your application is verified at the district level by the District Implementation Committee (DIC)
2. After verification, you receive the PM Vishwakarma Certificate and ID Card
3. You become eligible for training, toolkit incentive, and credit support

Step 4: Avail Benefits

1. Training: Attend basic/advanced training as scheduled by your district
2. Toolkit incentive: ₹15,000 credited to your bank account after training
3. Loan: Apply through the portal for collateral-free credit at 5% interest

Fees

Processing Time

• Registration: 1–2 weeks for verification
• Certificate issuance: Within 1 month of registration approval
• Training schedule: Depends on district-level calendar
• Toolkit grant: Within 1–2 months after training completion
• Loan disbursement: 2–4 weeks after loan application approval

Important Tips

1. Get Gram Panchayat recommendation first — This is essential for CSC-based registration
2. Ensure Aadhaar-mobile linking — OTP verification on Aadhaar-linked mobile is mandatory
3. One per family — Only one family member can register; plan accordingly
4. Complete training — Toolkit grant is released only after completing the training programme
5. Use digital payments — You get ₹25 incentive per digital transaction (up to ₹100/month)

Frequently Asked Questions (FAQs)

What is the toolkit incentive amount under PM Vishwakarma?

Eligible artisans receive up to ₹15,000 as a one-time toolkit grant (not a loan) after completing the skill training.

Can I apply online without visiting a CSC?

The registration process typically requires a visit to a CSC or Gram Panchayat for trade verification. However, you can check the portal at pmvishwakarma.gov.in for any updates on self-registration.

What is the interest rate on the loan?

The loan is available at a concessional interest rate of 5% per annum. The government provides interest subvention to banks.

Is PM Vishwakarma only for SC/ST communities?

No, PM Vishwakarma is open to artisans and craftspeople from all communities and castes who work in the 18 listed traditional trades.

Can women artisans apply?

Yes, women artisans and craftspeople are eligible and encouraged to apply.

How much loan can I get?

You can get up to ₹1 lakh in the first tranche and up to ₹2 lakh in the second tranche (total ₹3 lakh), both collateral-free at 5% interest.

I am from Chhattisgarh. Where do I apply?

Visit your nearest Common Service Centre (CSC) or Gram Panchayat in Chhattisgarh. The scheme is implemented across all districts of the state.

Disclaimer: CitizenNest is an independent platform and is not affiliated with the Government of India or the Government of Chhattisgarh. Information is compiled from official sources for public awareness. Always verify details on pmvishwakarma.gov.in before applying.