What is the IFSC code of Axis Bank Addadakha ,punjab branch LUDHIANA?

The IFSC code of Axis Bank Addadakha ,punjab branch in LUDHIANA is UTIB0000197. MICR code is 141211521.

What is the address of Axis Bank Addadakha ,punjab branch?

OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,

Axis Bank Addadakha ,punjab Branch — IFSC Code

Q: What is the MICR code of Axis Bank Addadakha ,punjab?

The MICR code of Axis Bank Addadakha ,punjab branch is 141211521. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0000197

IFSC Code	UTIB0000197
MICR Code	141211521
Bank	Axis Bank
Branch	Addadakha ,punjab
City	LUDHIANA
District	ADDA DAKHA
State	PUNJAB
Address	OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0000197

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0000197
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0000197

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Addadakha ,punjab?

The IFSC code is UTIB0000197. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Addadakha ,punjab branch in LUDHIANA.

What is the MICR code of Axis Bank Addadakha ,punjab?

The MICR code is 141211521. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000197 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0000197 only for NEFT, RTGS, or IMPS when adding a bank account manually.