Axis Bank Chuharpura Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UTIB0005297

IFSC CodeUTIB0005297
MICR Code141211049
BankAxis Bank
BranchChuharpura
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressAXIS BANK LTD,GROUND FLOOR,NEAR INTERNATIONAL PUBLIC SCHOOL,VILLAGE CHUHARPURA,TEHSIL LUDHIANA
Contact+919316131228
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0005297

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0005297
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0005297
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Chuharpura?

The IFSC code is UTIB0005297. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Chuharpura branch in LUDHIANA.

What is the MICR code of Axis Bank Chuharpura?

The MICR code is 141211049. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0005297 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0005297 only for NEFT, RTGS, or IMPS when adding a bank account manually.