Axis Bank Dharmal Branch โ€” IFSC Code

JAMMU, JAMMU AND KASHMIR

IFSC Code

UTIB0002423

IFSC CodeUTIB0002423
MICR Code180211194
BankAxis Bank
BranchDharmal
CityJAMMU
DistrictJAMMU
StateJAMMU AND KASHMIR
AddressDIST JAMMU, JAMMU & KASHMIR, PIN 181205
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0002423

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0002423
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0002423
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Dharmal?

The IFSC code is UTIB0002423. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Dharmal branch in JAMMU.

What is the MICR code of Axis Bank Dharmal?

The MICR code is 180211194. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0002423 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0002423 only for NEFT, RTGS, or IMPS when adding a bank account manually.