Axis Bank Edappally Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

UTIB0003197

IFSC CodeUTIB0003197
MICR Code682211016
BankAxis Bank
BranchEdappally
CityERNAKULAM
DistrictKOCHI
StateKERALA
AddressVITHAYATHIL BUILDING NELSON MANDELA ROAD EDAPPALLY ERNAKULAM KOCHI KERALA PIN 682024
Contact+919895109132
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0003197

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0003197
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0003197
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Edappally?

The IFSC code is UTIB0003197. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Edappally branch in ERNAKULAM.

What is the MICR code of Axis Bank Edappally?

The MICR code is 682211016. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0003197 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0003197 only for NEFT, RTGS, or IMPS when adding a bank account manually.