Axis Bank Elamakkara Branch โ€” IFSC Code

ERNAKULAM, KERALA

IFSC Code

UTIB0003578

IFSC CodeUTIB0003578
MICR Code682211020
BankAxis Bank
BranchElamakkara
CityERNAKULAM
DistrictKOCHI
StateKERALA
AddressGROUND FLOOR SUNRISE BUILDING DESABHIMANI ROAD KEERTHI NAGAR ELAMAKKARA KOCHI 682026
Contact+914842536001
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0003578

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0003578
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0003578
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Elamakkara?

The IFSC code is UTIB0003578. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Elamakkara branch in ERNAKULAM.

What is the MICR code of Axis Bank Elamakkara?

The MICR code is 682211020. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0003578 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0003578 only for NEFT, RTGS, or IMPS when adding a bank account manually.