What is the IFSC code of Axis Bank Focal Point Ludhiana branch LUDHIANA?

The IFSC code of Axis Bank Focal Point Ludhiana branch in LUDHIANA is UTIB0003344. MICR code is 141211030.

What is the address of Axis Bank Focal Point Ludhiana branch?

GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT

Axis Bank Focal Point Ludhiana Branch — IFSC Code

Q: What is the MICR code of Axis Bank Focal Point Ludhiana?

The MICR code of Axis Bank Focal Point Ludhiana branch is 141211030. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0003344

IFSC Code	UTIB0003344
MICR Code	141211030
Bank	Axis Bank
Branch	Focal Point Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	GROUND FLOOR SHERPUR KALAN OPPOSITE FOCAL POINT
Contact	+919780523951
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0003344

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0003344
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0003344

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Focal Point Ludhiana?

The IFSC code is UTIB0003344. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Focal Point Ludhiana branch in LUDHIANA.

What is the MICR code of Axis Bank Focal Point Ludhiana?

The MICR code is 141211030. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0003344 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0003344 only for NEFT, RTGS, or IMPS when adding a bank account manually.