Axis Bank Gajera Road Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

UTIB0003992

IFSC CodeUTIB0003992
MICR Code395211035
BankAxis Bank
BranchGajera Road
CitySURAT
DistrictSURAT
StateGUJARAT
AddressGF, SHOP NO 1 4 5, ZIRCON PLUS, NEAR SAMASTH PATIDAR WAD,I KATARGAM, GAJERA ROAD - SURAT
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0003992

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0003992
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0003992
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Gajera Road?

The IFSC code is UTIB0003992. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Gajera Road branch in SURAT.

What is the MICR code of Axis Bank Gajera Road?

The MICR code is 395211035. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0003992 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0003992 only for NEFT, RTGS, or IMPS when adding a bank account manually.