Axis Bank Ganderbal Branch โ IFSC Code
GANDERBAL, JAMMU AND KASHMIR
IFSC Code
UTIB0004979
| IFSC Code | UTIB0004979 |
| MICR Code | 191211102 |
| Bank | Axis Bank |
| Branch | Ganderbal |
| City | GANDERBAL |
| District | GANDERBAL |
| State | JAMMU AND KASHMIR |
| Address | GROUND FLOOR AND FIRST FLOOR, CENTRAL MARKET BEEHAMA OR DUDERHAMA, TEHSIL AND DISTT GANDERBAL |
| Contact | +919622458205 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0004979
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0004979
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0004979
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Ganderbal?
The IFSC code is UTIB0004979. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Ganderbal branch in GANDERBAL.
What is the MICR code of Axis Bank Ganderbal?
The MICR code is 191211102. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0004979 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0004979 only for NEFT, RTGS, or IMPS when adding a bank account manually.