Axis Bank Gangyal Branch โ IFSC Code
JAMMU, JAMMU AND KASHMIR
IFSC Code
UTIB0004981
| IFSC Code | UTIB0004981 |
| MICR Code | 180211018 |
| Bank | Axis Bank |
| Branch | Gangyal |
| City | JAMMU |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Address | GROUND FLOOR, KHASRA NO 383, NEAR PNB, NATIONAL HIGHWAY 44, GANGYAL, DISTT JAMMU, JAMMU AND KASHMIR |
| Contact | +919596254179 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0004981
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0004981
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0004981
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Gangyal?
The IFSC code is UTIB0004981. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Gangyal branch in JAMMU.
What is the MICR code of Axis Bank Gangyal?
The MICR code is 180211018. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0004981 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0004981 only for NEFT, RTGS, or IMPS when adding a bank account manually.