Axis Bank Gardhiwala Branch โ€” IFSC Code

HOSHIARPUR, PUNJAB

IFSC Code

UTIB0001276

IFSC CodeUTIB0001276
MICR Code144211576
BankAxis Bank
BranchGardhiwala
CityHOSHIARPUR
DistrictGONDPUR
StatePUNJAB
AddressGROUND FLOOR, KHATA NO. 1241/1437,KHASRA NO. 70/28, HADBAST NO.19, HOSHIARPUR-DASUYA HIGHWAY , GARDHIWALA, DIST. HOSHIARPUR, PUNJAB , PIN 144207
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0001276

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0001276
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0001276
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Gardhiwala?

The IFSC code is UTIB0001276. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Gardhiwala branch in HOSHIARPUR.

What is the MICR code of Axis Bank Gardhiwala?

The MICR code is 144211576. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0001276 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0001276 only for NEFT, RTGS, or IMPS when adding a bank account manually.