Axis Bank Ghagga Branch โ€” IFSC Code

PATIALA, PUNJAB

IFSC Code

UTIB0005228

IFSC CodeUTIB0005228
MICR Code147211020
BankAxis Bank
BranchGhagga
CityPATIALA
DistrictGHAGGA
StatePUNJAB
AddressAXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102
Contact+919781070002
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0005228

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0005228
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0005228
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Ghagga?

The IFSC code is UTIB0005228. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Ghagga branch in PATIALA.

What is the MICR code of Axis Bank Ghagga?

The MICR code is 147211020. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0005228 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0005228 only for NEFT, RTGS, or IMPS when adding a bank account manually.