What is the IFSC code of Axis Bank Gharaunda branch KARNAL?

The IFSC code of Axis Bank Gharaunda branch in KARNAL is UTIB0004175. MICR code is 132211202.

What is the address of Axis Bank Gharaunda branch?

GROUND FLOOR AGGARWAL COLONY G T ROAD GHARAUNDA TEHSIL GHARAUNDA

Axis Bank Gharaunda Branch — IFSC Code

Q: What is the MICR code of Axis Bank Gharaunda?

The MICR code of Axis Bank Gharaunda branch is 132211202. MICR is used for cheque processing.

KARNAL, HARYANA

IFSC Code

UTIB0004175

IFSC Code	UTIB0004175
MICR Code	132211202
Bank	Axis Bank
Branch	Gharaunda
City	KARNAL
District	GHARAUNDA
State	HARYANA
Address	GROUND FLOOR AGGARWAL COLONY G T ROAD GHARAUNDA TEHSIL GHARAUNDA
Contact	+919991133311
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0004175

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0004175
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0004175

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Gharaunda?

The IFSC code is UTIB0004175. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Gharaunda branch in KARNAL.

What is the MICR code of Axis Bank Gharaunda?

The MICR code is 132211202. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0004175 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0004175 only for NEFT, RTGS, or IMPS when adding a bank account manually.