What is the IFSC code of Axis Bank Giaspura Ludhiana branch LUDHIANA?

The IFSC code of Axis Bank Giaspura Ludhiana branch in LUDHIANA is UTIB0005260. MICR code is 141211048.

What is the address of Axis Bank Giaspura Ludhiana branch?

GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014

Axis Bank Giaspura Ludhiana Branch — IFSC Code

Q: What is the MICR code of Axis Bank Giaspura Ludhiana?

The MICR code of Axis Bank Giaspura Ludhiana branch is 141211048. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0005260

IFSC Code	UTIB0005260
MICR Code	141211048
Bank	Axis Bank
Branch	Giaspura Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014
Contact	+919814443599
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0005260

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0005260
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0005260

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Giaspura Ludhiana?

The IFSC code is UTIB0005260. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Giaspura Ludhiana branch in LUDHIANA.

What is the MICR code of Axis Bank Giaspura Ludhiana?

The MICR code is 141211048. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0005260 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0005260 only for NEFT, RTGS, or IMPS when adding a bank account manually.