Axis Bank Goraya Branch โ€” IFSC Code

JALANDHAR, PUNJAB

IFSC Code

UTIB0001477

IFSC CodeUTIB0001477
MICR Code144211452
BankAxis Bank
BranchGoraya
CityJALANDHAR
DistrictGORAYA
StatePUNJAB
AddressGORUND FLOOR, VILLAGE SARGUNDI, G T ROAD , GORAYA, DIST. JALANDHAR, PUNJAB , PIN 144409
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0001477

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0001477
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0001477
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Goraya?

The IFSC code is UTIB0001477. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Goraya branch in JALANDHAR.

What is the MICR code of Axis Bank Goraya?

The MICR code is 144211452. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0001477 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0001477 only for NEFT, RTGS, or IMPS when adding a bank account manually.