What is the IFSC code of Axis Bank Hardowal branch GURDASPUR?

The IFSC code of Axis Bank Hardowal branch in GURDASPUR is UTIB0002404. MICR code is 143211764.

What is the address of Axis Bank Hardowal branch?

GROUND FLOOR, KHEWAT/KHATAUNI NO. 310/866, KHASRA NO. 308 (1-3), HADBAST NO. 341, VILLAGE -HARDOWAL, TEHSIL DERA BABA NANAK, DIST GURDASPUR, PUNJAB, PIN 143604

Axis Bank Hardowal Branch — IFSC Code

Q: What is the MICR code of Axis Bank Hardowal?

The MICR code of Axis Bank Hardowal branch is 143211764. MICR is used for cheque processing.

GURDASPUR, PUNJAB

IFSC Code

UTIB0002404

IFSC Code	UTIB0002404
MICR Code	143211764
Bank	Axis Bank
Branch	Hardowal
City	GURDASPUR
District	DERABABA NANAK
State	PUNJAB
Address	GROUND FLOOR, KHEWAT/KHATAUNI NO. 310/866, KHASRA NO. 308 (1-3), HADBAST NO. 341, VILLAGE -HARDOWAL, TEHSIL DERA BABA NANAK, DIST GURDASPUR, PUNJAB, PIN 143604
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0002404

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0002404
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0002404

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Hardowal?

The IFSC code is UTIB0002404. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Hardowal branch in GURDASPUR.

What is the MICR code of Axis Bank Hardowal?

The MICR code is 143211764. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0002404 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0002404 only for NEFT, RTGS, or IMPS when adding a bank account manually.