J&k State Co-operative Bank J&k State Co-operative Bank Imps Branch โ€” IFSC Code

MUMBAI, MAHARASHTRA

IFSC Code

UTIB0SJKCB1

IFSC CodeUTIB0SJKCB1
MICR Code190654002
BankJ&k State Co-operative Bank
BranchJ&k State Co-operative Bank Imps
CityMUMBAI
DistrictSRINAGAR
StateMAHARASHTRA
AddressATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001
Contact+911942311121
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at J&k State Co-operative Bank official site โ†’

How to Use IFSC Code UTIB0SJKCB1

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0SJKCB1
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0SJKCB1
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of J&k State Co-operative Bank J&k State Co-operative Bank Imps?

The IFSC code is UTIB0SJKCB1. Use this for NEFT, RTGS, and IMPS transfers to J&k State Co-operative Bank J&k State Co-operative Bank Imps branch in MUMBAI.

What is the MICR code of J&k State Co-operative Bank J&k State Co-operative Bank Imps?

The MICR code is 190654002. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0SJKCB1 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0SJKCB1 only for NEFT, RTGS, or IMPS when adding a bank account manually.