Axis Bank Kargil Branch โ IFSC Code
KARGIL, JAMMU AND KASHMIR
IFSC Code
UTIB0003953
| IFSC Code | UTIB0003953 |
| MICR Code | 194211002 |
| Bank | Axis Bank |
| Branch | Kargil |
| City | KARGIL |
| District | KARGIL |
| State | JAMMU AND KASHMIR |
| Address | OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL |
| Contact | +919622220881 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0003953
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0003953
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0003953
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Kargil?
The IFSC code is UTIB0003953. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Kargil branch in KARGIL.
What is the MICR code of Axis Bank Kargil?
The MICR code is 194211002. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0003953 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0003953 only for NEFT, RTGS, or IMPS when adding a bank account manually.