Axis Bank Kesar Ganj Chowk Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
UTIB0003086
| IFSC Code | UTIB0003086 |
| MICR Code | 141211028 |
| Bank | Axis Bank |
| Branch | Kesar Ganj Chowk |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | GRD FLR MUNICIPAL NO BV II 783 LAKKAR BAZAR |
| Contact | +919988833074 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0003086
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0003086
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0003086
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Kesar Ganj Chowk?
The IFSC code is UTIB0003086. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Kesar Ganj Chowk branch in LUDHIANA.
What is the MICR code of Axis Bank Kesar Ganj Chowk?
The MICR code is 141211028. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0003086 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0003086 only for NEFT, RTGS, or IMPS when adding a bank account manually.