What is the IFSC code of Axis Bank Kochi branch ERNAKULAM?

The IFSC code of Axis Bank Kochi branch in ERNAKULAM is UTIB0000081. MICR code is 682211002.

What is the address of Axis Bank Kochi branch?

41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM

Axis Bank Kochi Branch — IFSC Code

Q: What is the MICR code of Axis Bank Kochi?

The MICR code of Axis Bank Kochi branch is 682211002. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

UTIB0000081

IFSC Code	UTIB0000081
MICR Code	682211002
Bank	Axis Bank
Branch	Kochi
City	ERNAKULAM
District	KOCHI
State	KERALA
Address	41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0000081

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0000081
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0000081

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Kochi?

The IFSC code is UTIB0000081. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Kochi branch in ERNAKULAM.

What is the MICR code of Axis Bank Kochi?

The MICR code is 682211002. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000081 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0000081 only for NEFT, RTGS, or IMPS when adding a bank account manually.