Axis Bank Kulgam Branch โ IFSC Code
KULGAM, JAMMU AND KASHMIR
IFSC Code
UTIB0005969
| IFSC Code | UTIB0005969 |
| MICR Code | 192211002 |
| Bank | Axis Bank |
| Branch | Kulgam |
| City | KULGAM |
| District | KULGAM |
| State | JAMMU AND KASHMIR |
| Address | GROUND FLOOR,KHASRA NO 886, 888 MIN, KHEWAT NO 1175, KHAATA NO 286, KULGAM |
| Contact | +919596577330 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0005969
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0005969
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0005969
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Kulgam?
The IFSC code is UTIB0005969. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Kulgam branch in KULGAM.
What is the MICR code of Axis Bank Kulgam?
The MICR code is 192211002. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0005969 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0005969 only for NEFT, RTGS, or IMPS when adding a bank account manually.