What is the IFSC code of Axis Bank Ludhiana Civil Lines branch LUDHIANA?

The IFSC code of Axis Bank Ludhiana Civil Lines branch in LUDHIANA is UTIB0003927. MICR code is 141211035.

What is the address of Axis Bank Ludhiana Civil Lines branch?

KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001

Axis Bank Ludhiana Civil Lines Branch — IFSC Code

Q: What is the MICR code of Axis Bank Ludhiana Civil Lines?

The MICR code of Axis Bank Ludhiana Civil Lines branch is 141211035. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0003927

IFSC Code	UTIB0003927
MICR Code	141211035
Bank	Axis Bank
Branch	Ludhiana Civil Lines
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0003927

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0003927
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0003927

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Ludhiana Civil Lines?

The IFSC code is UTIB0003927. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Ludhiana Civil Lines branch in LUDHIANA.

What is the MICR code of Axis Bank Ludhiana Civil Lines?

The MICR code is 141211035. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0003927 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0003927 only for NEFT, RTGS, or IMPS when adding a bank account manually.