What is the IFSC code of Axis Bank Ludhiana branch LUDHIANA?

The IFSC code of Axis Bank Ludhiana branch in LUDHIANA is UTIB0000042. MICR code is 141211002.

What is the address of Axis Bank Ludhiana branch?

SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL

Axis Bank Ludhiana Branch — IFSC Code

Q: What is the MICR code of Axis Bank Ludhiana?

The MICR code of Axis Bank Ludhiana branch is 141211002. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0000042

IFSC Code	UTIB0000042
MICR Code	141211002
Bank	Axis Bank
Branch	Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0000042

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0000042
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0000042

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Ludhiana?

The IFSC code is UTIB0000042. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Ludhiana branch in LUDHIANA.

What is the MICR code of Axis Bank Ludhiana?

The MICR code is 141211002. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000042 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0000042 only for NEFT, RTGS, or IMPS when adding a bank account manually.