What is the IFSC code of Axis Bank Miller Ganj, Ludhiana branch LUDHIANA?

The IFSC code of Axis Bank Miller Ganj, Ludhiana branch in LUDHIANA is UTIB0000324. MICR code is 141211006.

What is the address of Axis Bank Miller Ganj, Ludhiana branch?

B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,

Axis Bank Miller Ganj, Ludhiana Branch — IFSC Code

Q: What is the MICR code of Axis Bank Miller Ganj, Ludhiana?

The MICR code of Axis Bank Miller Ganj, Ludhiana branch is 141211006. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0000324

IFSC Code	UTIB0000324
MICR Code	141211006
Bank	Axis Bank
Branch	Miller Ganj, Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	B-15-179/1,NIRANKARI KUCHA 4,G.T. ROAD BTW VISHWAKARAMA & DHOLEWAL CHOWK,
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0000324

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0000324
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0000324

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Miller Ganj, Ludhiana?

The IFSC code is UTIB0000324. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Miller Ganj, Ludhiana branch in LUDHIANA.

What is the MICR code of Axis Bank Miller Ganj, Ludhiana?

The MICR code is 141211006. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000324 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0000324 only for NEFT, RTGS, or IMPS when adding a bank account manually.