What is the IFSC code of Axis Bank Naugachhia branch BHAGALPUR?

The IFSC code of Axis Bank Naugachhia branch in BHAGALPUR is UTIB0001665. MICR code is 812211003.

What is the address of Axis Bank Naugachhia branch?

RAMSHARAN SAHU COMPLEX, DHARMASHALA ROAD, NAUGACHHIA, DISTRICT BHAGALPUR, BIHAR, PIN 853204

Axis Bank Naugachhia Branch — IFSC Code

Q: What is the MICR code of Axis Bank Naugachhia?

The MICR code of Axis Bank Naugachhia branch is 812211003. MICR is used for cheque processing.

BHAGALPUR, BIHAR

IFSC Code

UTIB0001665

IFSC Code	UTIB0001665
MICR Code	812211003
Bank	Axis Bank
Branch	Naugachhia
City	BHAGALPUR
District	NAUGACHIA
State	BIHAR
Address	RAMSHARAN SAHU COMPLEX, DHARMASHALA ROAD, NAUGACHHIA, DISTRICT BHAGALPUR, BIHAR, PIN 853204
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0001665

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0001665
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0001665

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Naugachhia?

The IFSC code is UTIB0001665. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Naugachhia branch in BHAGALPUR.

What is the MICR code of Axis Bank Naugachhia?

The MICR code is 812211003. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0001665 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0001665 only for NEFT, RTGS, or IMPS when adding a bank account manually.