Axis Bank Panaji ,goa Branch โ€” IFSC Code

NORTH GOA, GOA

IFSC Code

UTIB0000078

IFSC CodeUTIB0000078
MICR Code403211003
BankAxis Bank
BranchPanaji ,goa
CityNORTH GOA
DistrictPANAJI
StateGOA
AddressATMARAM COMMERCIAL COMPLEX, DR A B ROAD, OPP. HOTEL NOVA GOA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0000078

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0000078
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0000078
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Panaji ,goa?

The IFSC code is UTIB0000078. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Panaji ,goa branch in NORTH GOA.

What is the MICR code of Axis Bank Panaji ,goa?

The MICR code is 403211003. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000078 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0000078 only for NEFT, RTGS, or IMPS when adding a bank account manually.