Axis Bank Phagwara Branch โ€” IFSC Code

KAPURTHALA, PUNJAB

IFSC Code

UTIB0000071

IFSC CodeUTIB0000071
MICR Code144211712
BankAxis Bank
BranchPhagwara
CityKAPURTHALA
DistrictPHAGWARA
StatePUNJAB
AddressMUNICIPAL NO XXXI/73, G T ROAD
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0000071

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0000071
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0000071
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Phagwara?

The IFSC code is UTIB0000071. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Phagwara branch in KAPURTHALA.

What is the MICR code of Axis Bank Phagwara?

The MICR code is 144211712. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000071 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0000071 only for NEFT, RTGS, or IMPS when adding a bank account manually.