Axis Bank Phalora Nagbani Branch โ IFSC Code
JAMMU, JAMMU AND KASHMIR
IFSC Code
UTIB0002491
| IFSC Code | UTIB0002491 |
| MICR Code | 180211013 |
| Bank | Axis Bank |
| Branch | Phalora Nagbani |
| City | JAMMU |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Address | GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002 |
| Contact | +91191236617 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0002491
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0002491
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0002491
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Phalora Nagbani?
The IFSC code is UTIB0002491. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Phalora Nagbani branch in JAMMU.
What is the MICR code of Axis Bank Phalora Nagbani?
The MICR code is 180211013. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0002491 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0002491 only for NEFT, RTGS, or IMPS when adding a bank account manually.