What is the IFSC code of Axis Bank Phase Two Dugri branch LUDHIANA?

The IFSC code of Axis Bank Phase Two Dugri branch in LUDHIANA is UTIB0004696. MICR code is 141211040.

What is the address of Axis Bank Phase Two Dugri branch?

GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA

Axis Bank Phase Two Dugri Branch — IFSC Code

Q: What is the MICR code of Axis Bank Phase Two Dugri?

The MICR code of Axis Bank Phase Two Dugri branch is 141211040. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

UTIB0004696

IFSC Code	UTIB0004696
MICR Code	141211040
Bank	Axis Bank
Branch	Phase Two Dugri
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	GROUND FLOOR, SCO 62, PHASE 2, DUGRI, LUDHIANA
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0004696

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0004696
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0004696

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Phase Two Dugri?

The IFSC code is UTIB0004696. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Phase Two Dugri branch in LUDHIANA.

What is the MICR code of Axis Bank Phase Two Dugri?

The MICR code is 141211040. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0004696 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0004696 only for NEFT, RTGS, or IMPS when adding a bank account manually.