Axis Bank Phoolbaug Gwalior Branch โ IFSC Code
GWALIOR, MADHYA PRADESH
IFSC Code
UTIB0002974
| IFSC Code | UTIB0002974 |
| MICR Code | 474211008 |
| Bank | Axis Bank |
| Branch | Phoolbaug Gwalior |
| City | GWALIOR |
| District | GWALIOR |
| State | MADHYA PRADESH |
| Address | GROUND FLOOR SAIBABA COMPLEX NEAR PHOOLBAUG GWALIOR PIN 474002 |
| Contact | +919826071601 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0002974
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0002974
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0002974
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Phoolbaug Gwalior?
The IFSC code is UTIB0002974. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Phoolbaug Gwalior branch in GWALIOR.
What is the MICR code of Axis Bank Phoolbaug Gwalior?
The MICR code is 474211008. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0002974 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0002974 only for NEFT, RTGS, or IMPS when adding a bank account manually.