Axis Bank Phullanwal ,punjab Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
UTIB0000196
| IFSC Code | UTIB0000196 |
| MICR Code | 141211003 |
| Bank | Axis Bank |
| Branch | Phullanwal ,punjab |
| City | LUDHIANA |
| District | PHULLANWALA |
| State | PUNJAB |
| Address | PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0000196
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0000196
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0000196
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Phullanwal ,punjab?
The IFSC code is UTIB0000196. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Phullanwal ,punjab branch in LUDHIANA.
What is the MICR code of Axis Bank Phullanwal ,punjab?
The MICR code is 141211003. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0000196 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0000196 only for NEFT, RTGS, or IMPS when adding a bank account manually.