Axis Bank Ponnani Branch โ€” IFSC Code

MALAPPURAM, KERALA

IFSC Code

UTIB0003738

IFSC CodeUTIB0003738
MICR Code679211202
BankAxis Bank
BranchPonnani
CityMALAPPURAM
DistrictMALAPURAM
StateKERALA
AddressFIRST FLOOR, KHALEEJ MALL, PONNANI ROAD, CHAMRAVATTOM JUNCTION, MALAPPURAM 679577
Contact+914942663611
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0003738

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0003738
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0003738
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Ponnani?

The IFSC code is UTIB0003738. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Ponnani branch in MALAPPURAM.

What is the MICR code of Axis Bank Ponnani?

The MICR code is 679211202. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0003738 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0003738 only for NEFT, RTGS, or IMPS when adding a bank account manually.