Axis Bank Ratu Road Branch โ€” IFSC Code

RANCHI, JHARKHAND

IFSC Code

UTIB0001923

IFSC CodeUTIB0001923
MICR Code834211006
BankAxis Bank
BranchRatu Road
CityRANCHI
DistrictRANCHI
StateJHARKHAND
AddressRAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0001923

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0001923
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0001923
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Ratu Road?

The IFSC code is UTIB0001923. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Ratu Road branch in RANCHI.

What is the MICR code of Axis Bank Ratu Road?

The MICR code is 834211006. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0001923 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0001923 only for NEFT, RTGS, or IMPS when adding a bank account manually.