Axis Bank Rk Road Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UTIB0005212

IFSC CodeUTIB0005212
MICR Code141211046
BankAxis Bank
BranchRk Road
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressGROUND FLOOR 370,INDUSTRIAL AREA A,RK ROAD,LUDHIANA,PUNJAB 141003
Contact+919781561856
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0005212

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0005212
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0005212
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Rk Road?

The IFSC code is UTIB0005212. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Rk Road branch in LUDHIANA.

What is the MICR code of Axis Bank Rk Road?

The MICR code is 141211046. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0005212 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0005212 only for NEFT, RTGS, or IMPS when adding a bank account manually.