Axis Bank Saraswati Shishu Mandirchowk Ranchi Branch โ€” IFSC Code

RANCHI, JHARKHAND

IFSC Code

UTIB0005312

IFSC CodeUTIB0005312
MICR Code834211019
BankAxis Bank
BranchSaraswati Shishu Mandirchowk Ranchi
CityRANCHI
DistrictRANCHI
StateJHARKHAND
AddressUPPER GROUND FLOOR,SHRI NIWAS,LOWER CHUTIA,NEAR SARASWATI SHISHU VIDYA MANDIR
Contact+919852760778
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0005312

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0005312
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0005312
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Saraswati Shishu Mandirchowk Ranchi?

The IFSC code is UTIB0005312. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Saraswati Shishu Mandirchowk Ranchi branch in RANCHI.

What is the MICR code of Axis Bank Saraswati Shishu Mandirchowk Ranchi?

The MICR code is 834211019. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0005312 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0005312 only for NEFT, RTGS, or IMPS when adding a bank account manually.