Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank Imps Branch โ€” IFSC Code

MUMBAI, MAHARASHTRA

IFSC Code

UTIB0SSMC01

IFSC CodeUTIB0SSMC01
MICR Code388802001
BankSardarganj Mercantile Co-operative Bank
BranchSardarganj Mercantile Co-operative Bank Imps
CityMUMBAI
DistrictANAND
StateMAHARASHTRA
AddressSARDAR CHAMBERS, SARDARGANJ, ANAND - 388001
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Sardarganj Mercantile Co-operative Bank official site โ†’

How to Use IFSC Code UTIB0SSMC01

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0SSMC01
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0SSMC01
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank Imps?

The IFSC code is UTIB0SSMC01. Use this for NEFT, RTGS, and IMPS transfers to Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank Imps branch in MUMBAI.

What is the MICR code of Sardarganj Mercantile Co-operative Bank Sardarganj Mercantile Co-operative Bank Imps?

The MICR code is 388802001. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0SSMC01 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0SSMC01 only for NEFT, RTGS, or IMPS when adding a bank account manually.