What is the IFSC code of Axis Bank Surat branch SURAT?

The IFSC code of Axis Bank Surat branch in SURAT is UTIB0000047. MICR code is 395211002.

What is the address of Axis Bank Surat branch?

DIGVIJAY TOWERS, OPP. ST XAVIERS SCHOOL GHOD DOD ROAD

Axis Bank Surat Branch — IFSC Code

Q: What is the MICR code of Axis Bank Surat?

The MICR code of Axis Bank Surat branch is 395211002. MICR is used for cheque processing.

SURAT, GUJARAT

IFSC Code

UTIB0000047

IFSC Code	UTIB0000047
MICR Code	395211002
Bank	Axis Bank
Branch	Surat
City	SURAT
District	SURAT
State	GUJARAT
Address	DIGVIJAY TOWERS, OPP. ST XAVIERS SCHOOL GHOD DOD ROAD
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site →

How to Use IFSC Code UTIB0000047

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: UTIB0000047
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Axis Bank

UTIB0000047

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Surat?

The IFSC code is UTIB0000047. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Surat branch in SURAT.

What is the MICR code of Axis Bank Surat?

The MICR code is 395211002. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0000047 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use UTIB0000047 only for NEFT, RTGS, or IMPS when adding a bank account manually.