Axis Bank Thakarwal Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

UTIB0004971

IFSC CodeUTIB0004971
MICR Code141211043
BankAxis Bank
BranchThakarwal
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressBASEMENT AND GROUND FLOOR, OMAXE MALL, SCO 81, VILLAGE THAKARWAL, PAKHOWAL ROAD, LUDHIANA
Contact+918968007060
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0004971

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0004971
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0004971
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank Thakarwal?

The IFSC code is UTIB0004971. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Thakarwal branch in LUDHIANA.

What is the MICR code of Axis Bank Thakarwal?

The MICR code is 141211043. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0004971 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0004971 only for NEFT, RTGS, or IMPS when adding a bank account manually.