Axis Bank U M Road Surat Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

UTIB0004345

IFSC CodeUTIB0004345
MICR Code395211037
BankAxis Bank
BranchU M Road Surat
CitySURAT
DistrictSURAT
StateGUJARAT
AddressGROUND FLOOR SHOP NO 1 2 3 REVENUE SR NO 50 51 52 TPNO 6 FPNO 109 C S 1076 1 SOMNATH SOCIETY UM ROAD 395002
Contact+918980366366
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ†’

How to Use IFSC Code UTIB0004345

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: UTIB0004345
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Axis Bank

UTIB0004345
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Axis Bank U M Road Surat?

The IFSC code is UTIB0004345. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank U M Road Surat branch in SURAT.

What is the MICR code of Axis Bank U M Road Surat?

The MICR code is 395211037. MICR codes are used for cheque processing, not for digital transfers.

Is UTIB0004345 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use UTIB0004345 only for NEFT, RTGS, or IMPS when adding a bank account manually.