Axis Bank Vaikom Branch โ IFSC Code
KOTTAYAM, KERALA
IFSC Code
UTIB0003946
| IFSC Code | UTIB0003946 |
| MICR Code | 686211602 |
| Bank | Axis Bank |
| Branch | Vaikom |
| City | KOTTAYAM |
| District | KOTTAYAM |
| State | KERALA |
| Address | ASARIPARAMBIL BLDG, NORTH GATE ROAD, VAIKOM |
| Contact | +914829223123 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Axis Bank official site โ
How to Use IFSC Code UTIB0003946
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: UTIB0003946
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Axis Bank
UTIB0003946
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Axis Bank Vaikom?
The IFSC code is UTIB0003946. Use this for NEFT, RTGS, and IMPS transfers to Axis Bank Vaikom branch in KOTTAYAM.
What is the MICR code of Axis Bank Vaikom?
The MICR code is 686211602. MICR codes are used for cheque processing, not for digital transfers.
Is UTIB0003946 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use UTIB0003946 only for NEFT, RTGS, or IMPS when adding a bank account manually.