Bank of Baroda Focal Point Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
BARB0VJFOCA
| IFSC Code | BARB0VJFOCA |
| MICR Code | 141012024 |
| Bank | Bank of Baroda |
| Branch | Focal Point |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | MAIN FOCAL POINT, BXXX, 1626C, MAIN FOCAL POINT ROAD, OPPOSITE PUNJAB SINDH BANK , LUDHIANA , LUDHIANA , 141010 |
| Contact | +910221800223344 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of Baroda official site โ
How to Use IFSC Code BARB0VJFOCA
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BARB0VJFOCA
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of Baroda
BARB0VJFOCA
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of Baroda Focal Point?
The IFSC code is BARB0VJFOCA. Use this for NEFT, RTGS, and IMPS transfers to Bank of Baroda Focal Point branch in LUDHIANA.
What is the MICR code of Bank of Baroda Focal Point?
The MICR code is 141012024. MICR codes are used for cheque processing, not for digital transfers.
Is BARB0VJFOCA valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BARB0VJFOCA only for NEFT, RTGS, or IMPS when adding a bank account manually.