Bank of Baroda Joya Branch โ IFSC Code
JYOTIBA PHULE NAGAR, UTTAR PRADESH
IFSC Code
BARB0JOYAJY
| IFSC Code | BARB0JOYAJY |
| MICR Code | 244012503 |
| Bank | Bank of Baroda |
| Branch | Joya |
| City | JYOTIBA PHULE NAGAR |
| District | JOYA |
| State | UTTAR PRADESH |
| Address | DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222 |
| Contact | +910221800223344 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of Baroda official site โ
How to Use IFSC Code BARB0JOYAJY
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: BARB0JOYAJY
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Bank of Baroda
BARB0JOYAJY
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Bank of Baroda Joya?
The IFSC code is BARB0JOYAJY. Use this for NEFT, RTGS, and IMPS transfers to Bank of Baroda Joya branch in JYOTIBA PHULE NAGAR.
What is the MICR code of Bank of Baroda Joya?
The MICR code is 244012503. MICR codes are used for cheque processing, not for digital transfers.
Is BARB0JOYAJY valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use BARB0JOYAJY only for NEFT, RTGS, or IMPS when adding a bank account manually.