Bank of Baroda Kakowal, Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

BARB0VJKKWA

IFSC CodeBARB0VJKKWA
MICR Code141012026
BankBank of Baroda
BranchKakowal, Ludhiana
CityLUDHIANA
DistrictKAKOWAL
StatePUNJAB
AddressVILLAGE KAKOWAL, , MAIN ROAD, , DIST.LUDHIANA , KAKOWAL , 141007
Contact+910221800223344
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Bank of Baroda official site โ†’

How to Use IFSC Code BARB0VJKKWA

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: BARB0VJKKWA
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Bank of Baroda

BARB0VJKKWA
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Bank of Baroda Kakowal, Ludhiana?

The IFSC code is BARB0VJKKWA. Use this for NEFT, RTGS, and IMPS transfers to Bank of Baroda Kakowal, Ludhiana branch in LUDHIANA.

What is the MICR code of Bank of Baroda Kakowal, Ludhiana?

The MICR code is 141012026. MICR codes are used for cheque processing, not for digital transfers.

Is BARB0VJKKWA valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use BARB0VJKKWA only for NEFT, RTGS, or IMPS when adding a bank account manually.